Cheques are being phased out in Australia
Find the support and information you need to prepare and transition to alternative payment methods
TIMELINE
Cheques Transition timeline
To ensure the cheques transition is smooth and cheque users are well supported, the Australian Government has announced a timeline to facilitate the wind down of the cheques system.
Under the Cheques Transition Plan, the winding down of cheques will occur in two phases:
01
By 30 June 2028
Cheques can no longer be written
Personal, commercial, government and bank cheques cannot be written after this date.
Cheques written after this date will not be accepted and no payment will be made.
02
On 30 September 2029
The cheques system closes
Personal, commercial, government and bank cheques cannot be deposited after this date.
Cheques will no longer be accepted for payment by banks and financial institutions.
The wind down of the cheques system may impact your ability to make payments for everyday transactions. Some banks and financial institutions have started to reduce or have completely withdrawn their cheques services.
You are encouraged to engage with your bank or financial institution so they can support you accessing the financial services you need.
You are encouraged to engage with your bank or financial institution so they can support you accessing the financial services you need.
Find what you need
Ways to pay
Explore the alternatives to cheques, including online banking, debit cards, and real-time payment platforms.
See alternatives
About the program
Understand why cheques are being phased out and how the government and industry are working together.
Learn more
Where to get help
Find guidance from your bank, financial institution, or government agency to help you manage the change.
Get help
Have a question?
See frequently asked questions for seniors, remote and regional Australians, small business and other key groups using cheques.
Browse FAQs